Funny Business: Farmer's Bank Loan

A farmer walks into the bank in Kindersley and asks to see the loan officer. He sits down and says he needs to borrow $500 to buy a new pig.

The loan officer asks, “Do you have any collateral?”

The farmer thinks for a minute and says, “I got a horse.”

The loan officer says, “A horse. Okay. What kind of horse?”

“A quarter horse.”

“How old?”

“About twelve.”

The loan officer types something into his computer, frowns, and says, “I’m sorry, sir. We can only loan you $375 against a twelve-year-old quarter horse.”

The farmer scratches his head, thinks it over, and says, “Fine. I’ll take it.”

He comes back three weeks later, walks up to the same loan officer, pulls out a wad of cash, and slaps $375 on the desk.

The loan officer counts it and says, “Sir, I have to ask. You paid this off in three weeks. Did you sell the horse?”

“Nope.”

“Did you sell the pig?”

“Nope.”

The loan officer leans forward. “Well, what happened?”

The farmer says, “Horse won a race.”

The loan officer’s eyes go wide. “A twelve-year-old quarter horse won a race? That’s remarkable. How much did you win?”

The farmer says, “$1,400.”

The loan officer leans back, impressed. “Well, congratulations. What are you going to do with the rest?”

The farmer says, “Pay back my wife. She’s the one who loaned me the $500 in the first place.”

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